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Get the inside scoop on how banks work, discover smart personal finance habits, and learn how to make your money work (so you don’t have to).

Become a financial minimalist
Find out how to make better financial decisions, reduce money admin, and achieve your financial goals — like buying a home or going debt-free.
Sign upFAQs
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Who runs this newsletter?
Me, Akash Goswami! I’m a London-based fintech nerd, financial minimalist and technology advocate, currently working at UK bank Monzo. I’ve learned a lot about finance during my time in retail banking, as well as in my personal life. Now, I’m sharing it with the world.
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What do you write about?
I cover personal finance concepts that most people don’t really understand. There's a lot of information online about the best credit cards or bank accounts, but my newsletter explains more general finance ideas.
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What's the catch?
No catch—just a free newsletter every month. In the future, I may look to offset costs through affiliate links or sponsorship.
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Can I sponsor the newsletter?
Let’s talk! I prefer to be contacted by owl, but if you're a muggle then you can email me: info at akashandmoney dot com.
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Is this newsletter financial advice?
This information isn’t financial advice. All information, opinions and suggestions are for educational and entertainment purposes. I try to provide accurate information, but it's possible for errors and inaccuracies to occur. You should always do your own research. If you need financial advice, please consider speaking to a professional financial advisor.
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Is the newsletter affiliated with Monzo?
No. While I currently work at Monzo, the content produced by akashandmoney.com is from Akash Goswami, the independent human being.